1. What happens if the credit card is not activated when it expires?
It will have a certain impact if the credit card is not activated when it expires. First of all, consumers may not get the benefits of the new card, such as low interest rate and many discounts. Secondly, consumers' credit records will be affected, which will affect consumers' future credit rating. In addition, consumers may also face the risk of overdue payment of bills, resulting in late fees, liquidated damages and other expenses.
2. What should I pay attention to when I change my credit card when it expires?
First of all, when replacing a new card, consumers should check the cost of the new card, such as annual fee and interest rate, so that consumers can fully understand the new credit card. Secondly, consumers should ensure the account security of the new card and check the account information of the new card regularly to prevent the credit card from being stolen. In addition, consumers should also ensure that the credit limit of the new card is sufficient, so as not to affect the credit record of consumers.
3. Conclusion
It will have a certain impact if the credit card is not activated when it expires. Consumers should pay attention to cost, account security and credit limit when changing cards, so as not to affect consumers' credit records. In short, consumers should be careful when changing cards to avoid unnecessary losses.