The credit card we commonly use is UnionPay, but if your credit card is often used for overseas purchases, you may consider applying for visa or MasterCard. Maybe you have heard of visa card, but MasterCard is really unfamiliar to many people. Let me introduce MasterCard cards to you.

What is MasterCard?

MasterCard is translated as MasterCard in Chinese. All major domestic commercial banks are members of MasterCard, which means that most bank credit cards are MasterCard. . Usually when applying for a credit card, customers can apply for a VISA credit card or MasterCard card independently.

What is mastercard and what are its advantages and disadvantages

1. Advantages

MasterCard is more suitable for users who often go to Europe and North America. They use MasterCard for settlement in these areas. It will be more advantageous. At the same time, this credit card has many domestic preferential activities and is also suitable for users who consume domestically.

2. Disadvantages

If you accidentally lose your card while shopping overseas, you can go through the card replacement procedure overseas. However, MasterCard’s overseas card replacement fee is US$148 per card, which is much higher. Domestic card replacement fees.