Hello, Tencent and CITIC have cooperation. So as long as you are a QQ member, you can apply for a CITIC credit card. I got one two years ago and have been using it ever since, but it seems that QQ membership needs to be set up to automatically renew every year. Because I encountered it once, automatic recharge and renewal. If you are concerned about this, you can check it carefully before talking about it.
However, having said that, it is still very easy to get a credit card as long as you have a stable job. It is not necessary to be a QQ member. It will be more troublesome to have too many credit cards. If you forget to repay, you may be included in the national credit system, and you will have trouble in the future when it comes to credit such as house loans.
Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.
The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his/her basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.
Reference: Credit Card-Baidu Encyclopedia