The longest overdraft is 56 days, and the shortest overdraft is 25 days!

The billing date of ICBC every month is 1, and the repayment date is 25th!

You spend in August 1 and repay before September 25th! For 56 days,

You spend on August 30th, and pay back before September 25th! The shortest 25 days!

There is no handling fee for consumption.

There is no handling fee for local overdraft withdrawal, but the interest is 0.5 ‰ per day (11,000 yuan per day in 5 yuan).

Cash withdrawal and transfer payment for overdraft in different places, RMB: 1%, with the lowest 2 yuan and the highest 100 yuan.

Foreign currency: 2.9% of the amount, with a minimum of HK$ 3 or US$ 3 or Euro (including domestic and overseas).