Hello, I am happy to answer your question. It is better to have a certain amount of deposits in China Construction Bank and it is more convenient to apply.

You can apply for a CCB credit card as long as you meet any of the following conditions:

1. A deposit or investment account with CCB has been open for 6 months or more, and the monthly average in the last 3 months Customers with deposits/investments of 50,000 yuan and above, of which 100,000 yuan and above can be approved for gold cards.

2. Applicants whose average monthly salary payment in the past three months is not less than 1,200 yuan and no less than 800 yuan in any month can apply; customers whose average monthly salary payment amount is 4,000 yuan or more Gold card can be applied for. If the amount of the applicant's salary paid by our bank is less than the prescribed standard, the card-issuing bank shall also require the applicant to provide proof of income or other bank's salary payment certification materials to confirm that the applicant meets the income conditions required for card issuance. (Such units are either CCB’s payroll agency, or not CCB’s payroll agency, preferably state-owned enterprises or civil servants. CCB will not recognize these if they are private companies.)

3. The house purchased by the applicant is a local commercial house, the house purchase time is within 15 years (inclusive), and the house purchase area is 80 square meters or more, except for affordable housing, poverty alleviation housing or demolished housing customers. Applicants who purchase a house with an area of ??more than 120 square meters can apply for a gold card.

4. The vehicle’s displacement is 1.0 or above, has 8 seats or less (inclusive), and is no more than 8 years old. Exceptions include operating vehicles, coaching vehicles, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc.

5. Credit card customers from other banks do not include customers who only have quasi-credit cards from other banks. 1. Hold credit cards from other banks for 6 months or more, any credit card has a repayment record of 6 or more periods, and all credit cards have no overdue records in the last 6 months; 2. The average credit limit of credit cards from other banks is not less than 5,000 yuan; 3. Any other bank’s credit card has consumption records of 3 or more periods in the last 2 periods*** and the total accumulated points consumption is more than 1,500 yuan. Excludes consumption or transfer businesses such as house purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance, etc.

6. If you have a loan business with China Construction Bank, you can also apply. The conditions are as follows: the purchase price of the house is more than 150,000 yuan, or the monthly repayment amount is more than 500 yuan, and there is no bad credit record.

If you are registered in another place, if you are not registered in this province, you must provide an additional property under your own name in this province.

The details still depend on the review of your local bank branch. I hope you can successfully pass the application.