There is no necessary connection between the ICBC 4-star rating and whether the credit card is approved. If the conditions and information meet the requirements, it will be approved. If the conditions and information do not meet the requirements, it will not be approved.
Credit card application conditions:
Being 18 years old or above;
Urban and rural residents with a fixed job and stable income, and their workplace is generally in the place of permanent residence;
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Fill in the application form and sign in the "Applicant's signature" area.
To apply for a credit card, you need to provide the following information:
Copies of ID documents, employment certificates, income certificates, etc.;
Provide bank deposit certificates, real estate certificates, and degree certificates etc.;
For those with foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or a credit card issued by the relevant department. Proof (including proof of work).
Other conditions required by each card issuing bank.