Credit card is based on the applicant's income, company situation and personal credit situation. The credit cards of China Everbright Bank are divided into three grades: ordinary cards, gold cards and platinum cards. Among them, the credit limit of ordinary card is 3000- 10000 RMB, the credit limit of gold card is 10000-50000 RMB, and the credit limit of top platinum credit card is generally around 50000-300000 RMB.