Is there an annual fee for the Hua Xia Bank Platinum Credit Card limit, and what privileges do you enjoy?
There is an annual fee, but the annual fee can be waived by swiping the card. The standard is: the card swiping consumption in the first year ranges from tens of thousands to hundreds of thousands.
Privileges are as follows:
Bank VIP services, airport VIP lounges, complimentary high-value aviation accident insurance, discounts from preferential merchants, free golf in multiple cities across the country, and points exchange for miles. , free car rescue, no appointment for physical examination at a tertiary hospital, no waiting in line and other privileges that can be enjoyed by the standard platinum card;
The limit of the platinum card is much higher than that of the ordinary card and gold card. Less, moreover, it also shows the noble status and symbolizes that the cardholder is a successful person.
What is the annual fee for Hua Xia Credit Card?
Hua Xia Bank has a wide range of credit card products, mainly divided into Hua Xia Platinum Series, Hua Xia Titanium Series, Hua Xia Caizhi Series, and Hua Xia Standard Series , Huaxia Business Series, and the discontinued Huaxia Colorful Series. According to the different levels of credit cards issued by Hua Xia Bank, the annual fee charging standards are as follows:
1. Regular card: 100 yuan/year for the main card and 50 yuan/year for the supplementary card;
2. Gold card: 200 yuan/year for the main card, 100 yuan/year for the supplementary card;
3. Titanium card: 380 yuan/year for the main card, 190 yuan/year for the supplementary card;
4. Platinum Card: 680 yuan/year.
The annual fees of Hua Xia Bank credit cards of the above different levels can be reduced or used to offset the annual fees by swiping the card or credit card points. Please make sure to understand clearly before applying for the card.
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000). On May 25, 2021, the Supreme People's Court issued and implemented the "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Cases".
What is the annual fee for Hua Xia Bank’s credit card?
HuaXia Credit Card annual fee standards are as follows:
HuaXia Standard Credit Card Platinum Card Primary Card: RMB 680/card/year.
China Elite Platinum Credit Card Main Card: RMB 680/card/year.
Gold card main card: RMB 200/card/year; Gold card supplementary card: RMB 100/card/year.
Titanium Card main card: RMB 380/card/year; Titanium Card supplementary card: RMB 190/card/year.
General card main card: RMB 100/card/year; General card supplementary card: RMB 50/card/year.
Chanxing Hua Xia Platinum Credit Card Main Card: RMB 200/card/year.
Chanxing Huaxia Credit Card Changxing Huaxia·Zunshang Platinum Credit Card Main Card: RMB 680/card/year.
Hua Xia ETC Credit Card Platinum Card Main Card: RMB 680/card/year.
Titanium Card main card: RMB 380/card/year; Titanium Card supplementary card: RMB 190/card/year.
Gold card main card: RMB 200/card/year; Gold card supplementary card: RMB 100/card/year.
China Titanium Beauty Card main card: RMB 300/card/year or RMB 700/card one-time.
Lufthansa Miles Plus China Co-branded Card Main Card: Premium Edition: RMB 680/set/year; Elite Edition: RMB 480/set/year.
Hua Xia SMART card main card: RMB 200/card/year; supplementary card: RMB 100/card/year.
Hua Xia Express Gold Card main card: RMB 200/card/year.
China Caizhi Installment Card main card: RMB 200/card/year; supplementary card: RMB 100/card/year.
Hua Xia-RTA China Self-Driving Travel Card main card: RMB 200/card/year; supplementary card: RMB 100/card/year.
Huaxia-Outlets co-branded card main card: RMB 200/card/year; supplementary card: RMB 100/card/year.
China Colorful Picture Card main card: RMB 200/card/year; supplementary card: RMB 100/card/year.
Is there an annual fee for HuaXia Credit Card?
There is an annual fee.
1. Annual fee of Huaxia Titanium Beauty Credit Card:
1. Pay 300 yuan annual fee and receive 450 yuan (300 yuan consumption credit + 150 yuan business travel credit)
2. Pay an annual fee of RMB 700 and receive RMB 1,080 (700 yuan consumption credit + 380 yuan business travel credit)
2. Hua Xia Bank Platinum Credit Card
The annual fee is RMB 680 yuan/year. Huaxia Bank Credit Card Center will waive the first-year annual fee. Cardholders only need to use Hua Xia Credit Card for five or more purchases or cash withdrawals in the first year to be exempted from the annual fee for the following year.
3. Huaxia Credit Gold Card
The annual fee is RMB 200 per year. Huaxia Bank Credit Card Center will waive the first-year annual fee. Cardholders only need to use the Hua Xia Credit Card Gold Card to make five or more purchases or cash withdrawals in the first year to be exempted from the annual fee for the following year.
4. Hua Xia Credit Silver Card
The annual fee is RMB 100 per year. Huaxia Bank Credit Card Center will waive the first-year annual fee. Cardholders only need to use Hua Xia Credit Card for five or more purchases or cash withdrawals in the first year to be exempted from the annual fee for the following year.
The above is an introduction to the annual fee of Hua Xia Bank's credit card. You can check how much the annual fee of your Hua Xia Bank credit card is. If you have any other specific questions, it is recommended that you call the bank’s customer service personnel and hope they can help you.
With the care and support of Deng Xiaoping, the chief architect of reform and opening up, Hua Xia Bank was established in Beijing in October 1992. In March 1995, it implemented joint-stock reform; in September 2003, it issued shares for the first time and was listed for trading (stock code: 600015), becoming the fifth listed bank in the country.
As of the first half of 2019, total assets reached 3.02 trillion yuan, total loans were 1.78 trillion yuan, and total deposits were 1.68 trillion yuan. It has established 42 first-level branches and 68 second-level branches in 110 cities at or above the prefecture level across the country, with a total of 1,017 business outlets and nearly 40,000 employees, forming an institutional system that "based on economically developed cities and radiates across the country" . It has established 1,330 domestic and overseas agency banks, covering 334 cities in 102 countries and regions on five continents, and established a settlement network covering major trade areas around the world. In the ranking of the world's 1,000 banks by The Banker in the UK in July 2019, Hua Xia Bank ranked 56th in the world in terms of tier one capital and 67th in the world in terms of asset size, improving 9 and 3 places respectively from the previous year. In the 2019 list of the world's top 2000 listed companies by Forbes magazine, Hua Xia Bank ranked 265th, an increase of 24 places from the previous year.
Since its establishment, Hua Xia Bank has won many awards such as "Advanced Financial Services Unit for Small and Micro Enterprises", "The Most Socially Responsible Financial Institution", and "Best People's Livelihood Finance Award in China's Banking Industry". On December 25, 2019, it won the 2019 People's Originality Brand Award.
What is the difference between Huaxia IC Platinum Credit Card and Gold Card?
The differences are as follows:
1. Different services;
Gold Card additional services It is far inferior to the platinum card. For example, the platinum card can enjoy: VIP privileges at global airports, comprehensive and high-protection plans, worry-free driving services, exclusive high-points plans, many free and exclusive services, exclusive and exclusive merchants, and branches. VIP channel service, platinum secretarial line service, etc.
2. The limits are different;
The gold card limit is up to 50,000 yuan, and the platinum card limit starts from 50,000 yuan.
3. Annual fees are different;
Platinum main card: Basic annual fee is 1,000 yuan (calculated after the card is approved, optional service fees are additional). Platinum Supplementary Card: Basic annual fee is waived (optional service fees are charged in addition).
Gold Dual Currency Card: RMB 200 for the main card and RMB 100 for the supplementary card. Gold RMB card: RMB 120 for the main card and RMB 60 for the supplementary card.
4. The applications are different;
The application conditions for the Gold Card are fixed income groups with an annual salary of more than 120,000 and a good credit record. The Platinum Card is currently only available to high-quality Bank of Communications customers with assets of more than 2 million.
That’s it for the introduction to the annual fee of HuaXia Platinum Credit Card.