Canceling a credit card (debit card) requires 45 days, which is the 46th day after the cancellation to take effect. This is because during this period, the bank must ensure that there is no flow of funds in the credit card (debit card) before it can be officially canceled.

Therefore, in order to ensure that the cancellation is successful, 45 days after applying for cancellation, it is recommended that you call the customer service number of the issuing bank to confirm the status of a batch of cards to see if the cancellation has been successful. After the cancellation is successful, the account in this bank will be gone and will become a new account after 6 months.

After successful cancellation, you’d better use scissors to cut the useless credit card (debit card) to avoid information leakage and malicious theft.