The annual fee of CITIC Bank Xiaomi Credit Card is determined according to the level of the card, which is divided into two types: gold card and platinum card. The annual fee of the gold card is 200 yuan every year, and the annual fee of the first year is exempted if the card is swiped or withdrawn 1 time within 30 days of card issuance, and the annual fee of the second year is exempted if the card is swiped or withdrawn 5 times within one year. The annual fee of Platinum Card is 480 yuan every year, and the annual fee is directly exempted in the first year, and the annual fee of the following year is exempted by swiping the card or withdrawing cash 12 times within one year.