Current location - Trademark Inquiry Complete Network - Overdue credit card - Is it okay to withdraw 30 thousand from the counter every day with a credit card limit of 200 thousand for CCB?
Is it okay to withdraw 30 thousand from the counter every day with a credit card limit of 200 thousand for CCB?
You can't.

50% of the credit line can be withdrawn, and it cannot exceed 2000 yuan per day. So I can't raise 30 thousand a day.

If you need so much cash, you can apply for cash installment of CCB credit card. Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his own dragon card and repay it in installments. After the approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay the money every month within the agreed time limit and pay a certain fee. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder, and the accumulated amount shall not exceed RMB 50,000. After you apply, CCB will independently review the cash installment application and decide whether to approve the installment amount and the amount. In terms of cash, you can freely choose 3 installments, 6 installments, 12 installment, 18 installment and 24 installment, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75% and 0.75% respectively (Note: monthly fee = total installment amount * fee rate, and the corresponding benchmark rates will be 0.81%. You can apply at CCB's ATM, insert the Dragon Card into CCB's ATM, and select "Credit Card Installment"-"Cash Installment Application". When applying, you need to provide your own CCB current savings account. After the cash installment application, there will be audit results on the spot. After the approval, the money will be directly deposited into your savings account, and you can withdraw money from it through the savings account.

For example, apply for cash installment of 50,000 yuan, assuming repayment in 24 installments. Once approved, 50,000 yuan will be transferred to your savings card immediately, and you can withdraw it on the same day. After that, the monthly repayment for 24 consecutive months is 50,000 ÷ 24+50,000× 0.75% = 2083.33+375 = 2458.33 yuan.