When the fixed quota cannot meet the consumption demand, you can apply for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

You can open the credit card homepage of China Merchants Bank/and click Online Banking Login on the right. After logging in, click Account Management → Account Limit Management → Temporary Limit Adjustment.