Cardholders should keep their credit cards and passwords in person and use them carefully. They are not allowed to lend or allow others to use and keep them.
After the card is lost, damaged or the password is leaked, the cardholder should take effective measures in time, and call the bank's credit card service hotline, online banking, mobile banking and other electronic banks, or go to the business outlets or other channels recognized by the bank to report the loss of the credit card account and pay the handling fee. The report of loss will take effect as soon as the report of loss is completed.
The cardholder shall be responsible for the risks and losses caused by others using cards, forging signatures, using passwords and verification elements before the loss report takes effect, unless laws and regulations stipulate that the bank is at fault or otherwise agreed with the cardholder; After the loss report comes into effect, the cardholder shall not be responsible for the transaction of his credit card, except that the cardholder commits fraud, colludes with others to defraud or other dishonest acts in the transaction.
Therefore, if the credit card of Minsheng Bank is lost, you should contact the bank staff to report the loss.
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Matters needing attention in the use of bank cards
1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately;
2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks;
It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose your bank card number and password at will.
4. When spending by credit card, don't let the bank card leave your sight, pay attention to the number of times the cashier swipes the card, and when you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card;
5. Open SMS service, keep abreast of account changes, and immediately call the bank to report the loss once abnormal transactions are found;
6. If you suspect that the funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in time.
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