Open the official website of Ping An Bank Credit Card Center, and it shows that there are four types of cash installment of Ping An Bank's credit cards: premium, premium and premium, which are divided by you. In fact, on December 25th, 219, Ping An Credit Card Center issued an announcement, and on February 7th, 22, Ping An Bank's credit card installment business was renamed, in which the business name of "premium" was adjusted to "cash installment (exclusive quota)". The name of the accompanying payment business remains unchanged.

from August 28, 22, the business that you apply for by stages will be closed, and the outstanding customers who have applied will not be affected. Therefore, in fact, Ping An Bank's credit card cash installment currently includes: cash installment (exclusive quota); Cash installment; There are three kinds of bonus.

Ping An Bank's credit card cash installment means that the cardholder overdraws and withdraws cash in a certain proportion within the credit line of Ping An Credit Card (including fixed credit line and temporary credit line) at one time, and repays the principal and a certain amount of handling fee in installments. This is the original credit card cash installment. Note that the limit includes the temporary limit.

ping an credit card cash installment (exclusive quota) refers to the exclusive cash installment quota granted by ping an bank credit card to a specific principal cardholder independent of the fixed credit card quota, and the cardholder can transfer the cash installment quota to his debit card with the same name in full or in a certain proportion to repay the principal and a certain amount of handling fees in installments.

This is an extra cash installment. Generally speaking, the amount is relatively high. Ping An Credit Card Bonus refers to the short-term consumer financial service business in which the cardholder transfers the full amount or a certain proportion to his debit card with the same name within the exclusive credit card cash limit of Ping An Bank, and pays the corresponding principal and interest on a daily basis. This is a cash loan business, and interest is paid on a daily basis with the loan.

the limit of the three cash installment amounts of Ping An Credit Card. The cash installment application amount must be an integer multiple of 1 yuan, with a minimum of 2, yuan, a maximum of 1, yuan for a single installment, and a cumulative maximum of 5% of the credit limit of the credit card (including fixed credit limit and temporary credit limit, excluding overpayment). The application amount of cash installment (exclusive quota) and accompanying bonus must be an integer multiple of 1 yuan, with a minimum of 2, yuan and a cumulative maximum of no more than exclusive quota.

the choice of three cash installments of Ping An Bank's credit card. There are only five options for cash installment: 3, 6, 12, 18 and 24. There are only four options for cash installment (exclusive quota) of Ping An Credit Card: 6, 12, 18 and 24. You can freely choose the repayment amount and time of the accompanying payment, and bill monthly (billing cycle) at the daily interest rate of .5%.

how to collect the cash installment fee of Ping An Credit Card. The repayment amount of cash installment and cash installment (exclusive quota) in each installment is: the repayment amount in each installment = the total installment amount ÷ the number of installments (the remainder is recorded in the first installment amount)+the total installment amount × the handling fee rate in each installment; The accompanying payment does not enjoy the interest-free repayment period, and the interest is calculated on a daily basis from the transfer date, with no extra handling fee. The daily interest rate is .5% (that is, the annual interest rate is 18.25%), and the bill is issued on a monthly basis (billing cycle), excluding compound interest.