The answer to your question is no. Credit cards cannot be used for inter-bank transfers, which is cash out and is illegal. Credit cards can be used to transfer funds, but they cannot yet be transferred between banks. However, credit card transfers are regarded as cash withdrawals, and the handling fees are very high, and there is an interest of 0.05% every day. The handling fee for withdrawing cash is divided into overpayment or withdrawal of credit limit. The handling fee for withdrawal of overpayment is 0.05%. The minimum fee depends on each bank. In addition to the handling fee for withdrawal of credit limit, 0.5% is also charged. Daily interest.

As far as I know, the credit cards of several banks such as Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and China CITIC Bank can transfer funds to the savings cards of peers but cannot realize inter-bank transfers. Bank of China, Bank of Communications, and Several banks such as China Guangfa Bank, China Merchants Bank, and Ping An Bank can transfer credit card overdraft amounts to peer savings cards, and also support inter-bank transfers of credit card overdraft amounts. However, the handling fees for inter-bank transfers of credit card overdraft amounts are relatively high, and there are many problems in handling them at the same time. limit. I hope my answer can help the original poster!