If the landlord has an overdue record, it is difficult to apply for a credit card, because loans overdue will also be recorded in your own credit information system, so I don't know how long the landlord has been overdue. If it is more than two years, you can try to apply, but you need to prepare quite sufficient application materials. If it is overdue recently or within one year, the chances of success are relatively low. It is suggested that the landlord wait for a while before applying, or the landlord can consult the customer service of Shenka Bank.