You can apply for our Mi Pay credit card through the "Xiaomi Wallet" App on Xiaomi mobile phones. The specific steps are as follows: 1. Open the "Xiaomi Wallet" App, click " "-" Add MI Pay Bank Card" , take a photo of the attached card and enter the card number; 2. Click "Next" and follow the page prompts to complete the Mi Pay credit card opening and information loading; 3. After the card is successfully opened, the system will send your reserved mobile phone number Send a dynamic verification code. Once entered, the Mi Pay credit card can be activated.