The "goodness" of a credit card is relative. The meaning of "good" is different according to different groups of people, and the functions of different cards of each bank are also different:

For people who withdraw a lot of cash, it is recommended to apply for the "smart card" of China Guangfa Bank. The first three cash withdrawals per month are free of charge, and the three installments of 12 or more installments are free of charge.

For frequent shopping, it is recommended to apply for the "Carrefour co-branded card" of CITIC Bank, or the Taobao co-branded card of GF/CITIC.

For those who love to play games, it is recommended to apply for China Merchants Bank’s Fantasy Westward Journey Swordsman Card, China Merchants Bank League of Legends Card, China Merchants Bank Three Kingdoms Killing Card, World of Warcraft co-branded credit card, etc.

If you like to study horoscopes, it is recommended to apply for Industrial Bank's "Starry Night Constellation Credit Card" (the first cash withdrawal of each month is free, one big card and one small card).

For high-ranking people with outstanding achievements, it is recommended to apply for Guangfa Bank’s business travel platinum credit card (free high-speed rail VIP lounges, unlimited use of global airport VIP lounges, unlimited Dragon Cards, and 5 million aviation accident insurance).

If the applicant is a well-known person in the country, a celebrity or a senior leader of a state agency, it is recommended to apply for the "Air China Zhiyin-Minsheng Co-branded Luxury Platinum Credit Card" from China Minsheng Bank. (For specific privileged services, please check the official website of China Minsheng Bank).