If you use a credit card, I personally suggest not to use it to withdraw money. This is called "cash withdrawal", which requires high handling fees and interest. Specifically, Minsheng Credit Card has a cash withdrawal fee of 0.5%/ transaction and an interest of 0.05%/ day (revolving interest is also a rolling interest, equivalent to an annual interest rate of about 18%). If you withdraw 2000 yuan, you have to pay the handling fee of 2000*0.5%= 10 yuan, and you have to pay the interest of 2000*0.05%= 1 yuan every day.
If Minsheng Credit Card is used for credit card consumption, the longest interest-free period is 50 days, that is, after credit card consumption, it will be repaid in full on the repayment date, without interest and handling fee. It should be noted that there is an annual fee for credit cards, but generally, the annual fee can be waived if you swipe your card unlimited times (Minsheng Credit Card swipes your card 8 times a year to waive the annual fee). Therefore, if it is best to use an activated credit card (swipe your card at least 8 times a year), don't idle your credit card after activation.