The minimum monthly repayment of 8,000 credit cards is 2,000 yuan, which can reduce the burden on lenders. According to the relevant information, the credit card will show the minimum monthly repayment amount when borrowing, and set the minimum monthly repayment amount to reduce the repayment pressure of the borrower in the future. If this amount is reached, there is no need to repay this month. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.