Application materials (identity certificate, work certificate, financial certificate) to be prepared for handling a credit card:
1, identification: generally an ID card (if you use a new ID card, you need a copy of the front and back); Require soldiers to provide copies of military identity cards; Foreigners: passport and residence permit or employment permit; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit); Temporary id card needs a copy of the second-generation temporary id card and household registration book valid for more than 3 months.
2. Work certificate: it can be the original work certificate issued by the employer (indicating the specific company name, department, position, annual income, and stamped with the company official seal or personnel seal), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: If you want to apply for a large credit card or a gold or platinum card, it is recommended to provide more financial information. It can be a bank payroll record (which can provide an annual income of more than 80,000), an income tax withholding certificate (such as the tax payment certificate when winning the lottery), or information that can prove the financial level of the cardholder, such as high-end private cars, large deposits or investment market value.
Other documents for reference include: credit cards of other banks (which need to be used for more than half a year and have a good repayment record) and a list of social insurance personal accounts within half a year. If the cardholder can provide relatively complete financial vouchers, it will be more helpful for the bank to understand the cardholder's personal situation and judge the credit limit, and to approve high-value credit cards or platinum cards.