Alipay's withdrawal means that the money paid by Alipay to the lender has not expired. In order to ensure the safety of funds, he had to recover the loan in advance, and because many people failed to repay Alipay's loan within the time limit, Alipay cashed out seriously. In recent years, due to the epidemic and economic downturn, Alipay has also made large-scale loans, which has led to a large number of young people who were not rich in the past, and credit cards have been overdue and loan chain reactions have occurred, and all loans have been cut off. Obviously, it is against the national policy, and it does not lend or lend, so that ordinary people and small and micro enterprises can tide over the difficulties.