You can't cancel the credit card with arrears before canceling the credit card of CITIC Bank, so remember to pay the arrears.
If you have a bad credit record due to overdue, you should choose to continue to use it, repay it on time every month, and spend more by credit card.
Because in the face of this situation, it cannot be eliminated in a short time. Only by choosing the method of continuing to use can the bad records be overwritten. Once the cancellation is overdue, the record cannot be eliminated.
The cancellation method is as follows:
1. Call cancellation
If you need to cancel the credit card of CITIC Bank, you can choose to call the 24-hour customer service telephone number 40088-95558 of CITIC Bank to cancel, and you can cancel the card directly if you switch to manual work.
You just need to follow the telephone prompts to find the manual service and explain why you want to cancel your credit card. The customer service staff of CITIC Bank will help you with it, but it will take several working days and will not cancel it for you at that time.
2. Cancel the outlets
You can bring your valid ID card and the credit card that needs to be cancelled, go directly to the outlet of CITIC Bank and cancel it through the counter of CITIC Bank, but the credit card can only be cancelled if there is no arrears.
And it must be in person. Just ask the staff at the counter to cancel. If you have more questions, you can also consult the bank staff.
How to cancel the credit card of CITIC Bank?
There are three ways to cancel the credit card of CITIC Bank, namely, online account cancellation, telephone account cancellation and counter account cancellation.
1. Online cancellation: You can log in to CITIC Bank official website directly, find the credit card cancellation button and follow the prompts. However, when you cancel, you must pay off the debt, even if you pay more or less. What's more, you charge an annual fee? These are all things that need attention.
2. Telephone cancellation: Call CITIC Bank's credit card customer service number (credit card face generally has contact information), and then transfer to manual service. Confirm the information step by step according to the instructions of customer service.
3. Counter account cancellation: Go to the nearest CITIC Bank outlet with my ID card and the credit card of the account to be cancelled, and handle it with the help of the bank staff. As a reminder, when canceling a credit card, the points can be processed together. If you have multiple credit cards of Zhang Zhongxin Bank, you can transfer the points in the cancellation card to another credit card when you cancel. If there is only one credit card, the cardholder can convert all the remaining points in the card into gift air miles to avoid waste.
If you want to know when the credit card was successfully cancelled, you can call the bank's credit card customer service about 45 days after applying for cancellation, or you can directly check the card.
1 If your CITIC bank card is a debit card and you have a physical bank card, you can go directly to a branch of CITIC Trust with your bank card and ID card. If there is no physical bank card, you can only go to the bank counter with your ID card, report the loss first, and then cancel the card. No matter what kind of bank card, if you want to cancel your debit card, you need to bring your ID card and bank card and go to the bank counter to cancel it.
If you are a credit card of CITIC Bank, there will be three cancellation methods, namely online cancellation, telephone cancellation and counter cancellation. Online cancellation means directly logging in to official website of CITIC Bank and finding the button to cancel the credit card. Just follow the prompts. Telephone account cancellation means calling the credit card customer service number of CITIC Bank at 400-88-95558, and then switching to manual service, following the customer service instructions and confirming the information. Counter account cancellation means that I bring my ID card and the credit card to the branch of CITIC Bank, and can handle it with the help of bank staff.
When canceling the CITIC Bank card, you should take out the balance inside. When canceling the CITIC Bank credit card, you should know whether there is any debt in the card, and whether to charge an annual fee after cancellation.
Whether it's a debit card or a credit card, you should always keep track of the cancellation progress after applying for cancellation. If it is a letter, you can call the bank's credit card customer service about 45 days after applying for account cancellation, or you can try it out.
How to cancel CITIC Credit Card?
CITIC Credit Card Cancellation Process
If you do not want to use your credit card, you can cancel it. The cancellation method of CITIC Bank's credit card is as follows:
Call customer service to cancel. Basically, all bank credit cards do not support counter account cancellation, and they have to call customer service. CITIC Bank's credit card cancellation can be done manually by phone in the customer service center.
1. If your CITIC credit card has been opened, and you swipe your card once within 30 days, you can call the toll-free customer service number to complete the card return operation;
2. If your card has not been opened, dial 8009995558- 1-2- to prompt you to swipe your card once it is opened; If the annual fee of 100 yuan is deducted because the card is not swiped in time, you can call 800995558-1-0-after swiping the card once and apply to the customer service for free handling fee.
Pay attention to the following points when canceling the credit card of CITIC Bank:
1. When canceling the card, the account cannot have arrears and overpayments, and in order to ensure the security of the account, the card must be carried with you when canceling the card by telephone.
2. If your credit card of CITIC Bank is lost, you can only cancel it at the branch counter.
3. If you want to know when the credit card was successfully cancelled, you can call the bank credit card customer service about 45 days after applying for cancellation, or you can directly swipe your card for testing.
How to cancel the credit card of CITIC Bank?
You can call customer service, you can call to cancel, and you can find artificial service according to the telephone prompts. We need to explain the relevant situation, and the customer service staff will handle it for you, but it will not be cancelled at that time. It takes a few working days, or you can go to the credit card bank and cancel it at the counter.
I. Application and use of credit cards:
1, application: through the bank channel, go to the bank business hall to fill in the credit card information. When the bank confirms the application information, it must be my information, and the bank will approve the information after submission. When the salesman arrives, call the salesman to inform you that you want to apply for a credit card. After the salesman comes, he starts to apply for a card, fill in the credit card application materials, and then wait for the bank's approval. After receiving the credit card, you can use it to activate it online.
2. Use: Credit cards can be consumed first, and then repaid within the credit card limit, with an interest-free period. It supports POS card swiping and online payment, and has the functions of bill installment and cash advance.
Second, the latest bank card report:
On June 1 2005, the Decision on Implementing the Access Management of Bank Card Clearing Institutions issued by the State Council came into effect. This means that the bank card clearing market in China will be fully open. In the future, international card organizations, domestic third-party payment institutions, banks and other qualified domestic and foreign institutions can participate in China's bank card clearing market, improve China's bank card clearing service level through market competition, and accelerate the reform, opening up and innovation transformation of the payment service market. [20]
March, 2065438+June 17, the central bank made a heavy attack to rectify the order of the bank card acquiring market. It is reported that in order to standardize the bank card acquiring outsourcing business and purify the order of the bank card acquiring market, the People's Bank of China conducted a special spot check on the bank card acquiring outsourcing business nationwide in the early stage.
The spot check lasted for 2 months, covering 57 banks and payment institutions. In accordance with the spot check scheme of "unified deployment, graded implementation, standardized business and focused on key points", the head office of the People's Bank of China adopts the method of combining direct inspection of branches and territorial inspection simultaneously, focusing on standardizing outsourcing and cracking down on secondary liquidation, and severely cracking down on acts such as false merchants accessing the network, opening trading interfaces in violation of regulations, and repeating subcontracting business in violation of regulations. The decisive action of the People's Bank of China has brought about an obvious convergence of market violations and greatly improved the order of the bank card acquiring market.
I would like to ask how to cancel CITIC Credit Card.
If you want to cancel CITIC Credit Card, you can cancel it at the outlet with your credit card and ID card. There must be no arrears when canceling, otherwise there is no way to cancel. Or you can call the customer service phone of CITIC Bank for self-cancellation, and remember to cut the card after cancellation.
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CITIC Credit Card Cancellation Method:
1, telephone customer service is cancelled. You can cancel your credit card by calling the 24-hour customer service hotline of CITIC Bank at 95558 or the credit card customer service hotline at 800-999-5558 reserved by the bank. The customer service staff will handle the card refund formalities for you after verifying your personal information and account information, but pay attention to the need for voice to manual service.
2. Cancel the bank outlets. You can bring your valid ID card and the credit card you want to cancel, go directly to the outlet of CITIC Bank, and go to the counter to ask the staff to cancel. If you have more questions, you can also consult the bank staff.