The credit limit is linked to your personal credit and repayment ability, which means you want a large credit card. First, you should make sure that your personal credit record is good when making bank inquiries. Secondly, you have to prove that your repayment ability and income are good. Proof of salary and income, proof of real estate, vehicle driving license, etc. You can prove your ability and increase the possibility of applying for a large credit card.

There are many banks that can handle large platinum cards now, but the application conditions of each bank are different. As far as I know, the conditions for big banks such as the four major state-owned banks to apply for platinum credit cards are very high. Basically, you must be a high-quality customer of the bank and be invited by the bank to apply successfully. Relatively speaking, it may be relatively easy for some joint-stock commercial banks to apply for platinum credit cards. The most effective way is to submit a large amount of property certificates, including real estate, automobile products, wealth management products, etc. Take Minsheng Bank as an example, its large credit cards are divided into diamond cards (with a quota of 200,000), luxury platinum cards (80,000) and standard platinum cards (40,000). To provide real estate in the name of an individual, the required conditions are: the standard platinum card requires a real estate value of more than 800,000 yuan, the luxury platinum card requires 6.5438+0.6 million yuan, and the diamond card requires more than 3.2 million yuan (Minsheng Bank does not accept the car license, and some banks accept the car license).