Currently, Ping An Bank’s credit card limits generally range from 3,000 yuan to 50,000 yuan. The limit of Ping An Regular Card is generally between 3,000 and 10,000 yuan, and the limit of Ping An Gold Card is between 10,000 and 50,000 yuan. The cash withdrawal limit of Ping An Credit Card can reach up to 100 of the actual limit.

When using a Ping An Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can apply for a temporary increase in the credit limit. The increased temporary credit limit will be automatically restored to the original limit after the validity period.

Ping An Bank has many types of loans, which can meet the different needs of different customers. They mainly include house purchase loans, car purchase loans, business loans, consumer loans, vehicle mortgage loans, etc. Lenders submit loan applications to the bank and the bank accepts them. After submitting the application materials, we will reply within 2-3 working days. After applying for the loan contract, the loan will be issued within 1-2 working days.

1. Ping An Bank loan interest rates

1. Short-term loans: within one year (including one year), annual interest rate: 4.35

2. Medium and long-term loans : One to five years (including five years), the annual interest rate is: 4.75; more than five years, the annual interest rate is: 4.90

3. Personal provident fund loan: less than five years (including five years), the annual interest rate is 2.75 ; For more than five years, the annual interest rate is 3.25

2. Ping An Bank’s loan business Ping An Bank has many types of loans, including Xinyidai emergency wallet, car owner loan, car purchase loan, business loan, car mortgage loan, and Ping An Yidai , policy loan, loan you repay, universal mortgage loan, small consumer loan, owner loan, travel/renovation loan, car purchase surcharge loan, etc.

3. Ping An Bank loan process

1. The borrower applies for a loan to the bank, fills in the loan application form, and submits relevant information specified by the bank;

2 , bank staff conduct an investigation and review the relevant information submitted;

3. The information is reviewed and passed, the investigation is passed, and the approval is passed;

4. The bank signs a loan contract and the loan with the borrower Required procedures;

5. The borrower repays the loan on time according to the repayment method signed with Ping An; 6. The borrower pays off the loan and terminates the relationship with Ping An.

4. Ping An Bank New Car Loan: This product is suitable for new car consumer loans, and can be repaid using a variety of repayment methods such as equal principal and interest, equal principal, net interest repayment, interest along with principal, and balloon loan. .

1. Simple information: You can apply even if you don’t have real estate. You only need to provide personal identity proof to submit for the initial review of the car loan, and then choose to provide proof of residence, income proof and other information according to different customer categories

2. Efficient approval: the approval can be completed on the fastest day.

3. Fast loan: complete information, loan within 1 working day.

4. The highest amount: the maximum amount of a single loan can be 5 million.