Debit cards of Chinese banks generally have an initial fee of 5 to 10 yuan and an annual fee of 10 to 30 yuan. Usually, Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Shanghai Pudong Development Bank, CITIC Bank, China Everbright Bank, and China Merchants Bank have more people opening cards. Each bank has its own characteristics. For example, ICBC has more outlets, Bank of China has better foreign exchange business, China Merchants Bank has more comprehensive functions, etc. If you open a credit card, I recommend you to open a credit card at China Merchants Bank, China Construction Bank, or Bank of East Asia. I hope my answer can help you, thank you!