1. Apply for a credit card online: If it is fast, you can check the application progress of the credit card within 3 days. Under normal circumstances, the time from the application for submission of materials to the approval of cards is generally 7-15 working days.

second, the bank branch application: through the bank credit card specialist, the time from application submission to card approval is generally 15-3 working days. It usually takes 1 working days from the receipt of the application materials by the audit department to the completion of the credit card audit. The bank will make the card within 2 working days, and then send it by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. Extended information

According to the application information, the bank will examine the applicant's various information and economic situation to determine whether to issue a credit card to the applicant. The factors considered are the applicant's past credit history, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.

the standards of different card-issuing banks are also different. therefore, different banks may issue different credit lines and different types of credit cards for the same materials, and even some banks will pass the examination and some banks will refuse to issue them.

Baidu encyclopedia-credit card