As far as my recent experience is concerned, as long as I know the password, the credit card of my deceased relatives can still be used. Of course, it means that the cardholder is not required to appear at the scene. With the password, relatives can still take this card to the counter to withdraw cash, go to the supermarket or other places to spend money, or save money. Individuals don't recommend putting it in again, just use it up, and finally don't have to close the account (bank staff are too troublesome, too, depending on a bunch of other formalities, such as death certificate, notarized ID card and copies of all rights heirs, notarized power of attorney, household registration book or public security cancellation account information, etc. ).

Password, password, password, this is the most important thing. It is easy to know. I don't know, so I have to go to the notary office to do it, and I have to be charged a lot of money by the notary office (according to the law, what is the handling fee rate within 200 thousand, and the rate between 20 and 20 is different ~ graded). If you have a password and a card, you can directly take the ID card and other materials to the bank to avoid the document charges of the notary office.

It has nothing to do with account freezing and account cancellation.