When calculating the pre-credit limit, the system uses your payroll data, loan data, financial asset data, etc. from Bank of China to automatically calculate the pre-credit limit, which is currently only open to some invited customers.

Since the system generally calculates and updates pre-credit based on the customer's comprehensive situation every month, the pre-credit limit may change dynamically, or even change from a pre-credit limit to no pre-credit limit.

For further information, please contact the local branch of Bank of China.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

The above content is for your reference, please refer to actual business regulations.