According to the regulations of UnionPay, the age limit for handling credit cards is between 18 and 65 years old, and minors and retired employees cannot handle credit card master cards. The China Merchants Bank Youth Card you mentioned is a credit card specially designed for young people. The age limit of the applicant is 18~30 years old. As long as you have stable repayment ability and good credit information, you can apply. Its main features are: the cash advance is100% of the credit card amount; Double the points in the birthday month. If you need to apply for this card, you must be a non-student customer under the age of 30.