1, products and services: China Merchants Bank has a wealth of financial products, including credit cards, loans, investment and wealth management, etc. , can meet the diverse needs of customers; Shanghai Pudong Development Bank focuses on providing investment and financial services, and its products are more professional.

2. Customer service: China Merchants Bank pays attention to customer experience and has a professional customer service team to provide quality services to customers; Shanghai Pudong Development Bank is driven by technology and provides more convenient services.

3. Credit card discount: Pufa's credit card provides more shopping discounts and points, while China Merchants' credit card pays more attention to travel discounts. Pudong Development Bank's credit cards can enjoy more international free handling fees, while China Merchants' credit cards pay more attention to domestic payment. Pufa's credit card is more suitable for consumers' daily consumption, while China Merchants' credit card is more suitable for business travel consumption.