ICBC credit cards are generally issued within 15 natural days. You only need your ID card+car driving license (you don't need to have a car), and you can apply for an ICBC unblocked credit card or an ICBC traffic credit card with a quota of 5,000-10,000. About application: log on to the ICBC website and apply for a credit card with a credit card. Log in to ICBC online banking, credit card service, my credit card and apply for a credit card.