1. Debit card is also called savings card. "Debit" means "deduction". The cardholder's payment is deducted from his or her bank account, and the cardholder spends money from his or her account. There is no credit consumption for money. \x0d\\x0d\ 2. Credit card is also called "credit card", and "credit" means "future payment". The cardholder can use his or her credit to obtain a certain period of revolving credit from the card issuer, and the cardholder borrows the credit card from the card issuer. Money spent, bills paid once a month. \x0d\The most essential difference between a credit card and a debit card is the difference between "credit" and "debit". \x0d\\x0d\Credit cards are divided into two categories: credit cards and quasi-credit cards according to whether the reserve fund is deposited with the card-issuing bank: \x0d\\x0d\1. Quasi-credit card means that the cardholder must first press the card issuance bank The bank requires a certain amount of reserve fund to be deposited. When the balance of the reserve fund is insufficient for payment, a credit card can be overdrafted within the credit limit specified by the card-issuing bank. Interest will be calculated from the date of overdraft. \x0d\\x0d\2. Credit card holders can consume first and then repay within the credit limit given by the bank to the cardholder. There is no requirement to deposit a reserve when using this card. Deposits in quasi-credit card accounts accrue interest, while deposits in credit card accounts do not accrue interest. \x0d\ \x0d\Supplement: There are currently three types of bank cards issued by banks. One is a debit card, which is an ordinary bank savings card; the other is a credit card, which is commonly known as a bank credit card; the third is a quasi-credit card. A card between a debit card and a credit card.