Legal analysis: Yes, generally as a guarantor, the bank will also check the credit record, including whether there is a loan, whether there is a credit card default, etc.

Legal basis: Article 683 of the "People's Republic of China and Civil Code" Article 683: Legal persons may not serve as guarantors, but are approved by the State Council for on-lending using loans from foreign governments or international economic organizations. except.

Non-profit legal persons and unincorporated organizations for public welfare purposes are not allowed to be guarantors.