Details are as follows:
1. loans overdue: overdue for two months, failure to repay on time.
2. Call the bank for collection: Yesterday, the bank called you to pay back as soon as possible, demanding to pay off 3,600 yuan before five o'clock, or take home collection measures.
3. Entrust a third party: banks can entrust overdue debts to professional collection agencies to help recover the arrears.
4. Ask for money at home: If you can't repay the money within the specified time, the collection agency may come to collect it and ask you to repay the arrears.
Summary: According to the situation, your bank requires you to pay off 3600 yuan before five o'clock in loans overdue for two months, otherwise you may take home collection measures.
Extended data:
Overdue repayment will have a negative impact on personal credit records, which may lead to a decline in credit rating and even affect future loan applications. I suggest you communicate with the bank as soon as possible to find a solution. If necessary, you can discuss with the bank the repayment delay, installment repayment or make a reasonable repayment plan.
Supplementary information: If you can't pay off 3,600 yuan at one time, you can discuss with the bank whether you can extend the repayment period or repay by installments. Actively communicating with banks and showing their willingness and ability to repay will help to find solutions and reduce unnecessary disputes.
The above are simple answers and detailed explanations, which I hope will help you. If you need further consultation, you are advised to contact Bank of Communications or go to the bank in person to inquire about relevant loan matters.