Yes, the credit card is not activated. This is a dormant phenomenon. It not only wastes bank resources and increases the financial cost of cardholders, but also may leave bad credit records for cardholders and affect personal economic life.

Be sure to take good care of inactive credit cards, because once an inactive credit card is lost, it may be stolen or cashed out by criminals. At the same time, once the credit card is activated, it will automatically generate an annual fee every year, which is prone to default on the annual fee.