A necessary proof for banks to handle credit cards is identity certificate, which mainly refers to the second-generation identity cards of most residents. But you can also apply for a credit card if you lose your ID card.

Banks can handle credit cards as long as they have a regular job, a stable income (income certificate issued by the company with official seal), an ID card and no bad records. It's just that if you can provide some proof of assets, such as real estate license and automobile driving license (which must be in your own name), you can get a higher overdraft limit. Of course, in the process of your use, if the card signing amount is large and the repayment is timely, the bank can also take the initiative to increase the amount for you.

So, if you lose your ID card, don't worry, you can go to the local police station to issue your own identification and give it to the bank.

However, it is recommended not to bring the household registration book, because there are many personal information in the household registration book, which is unsafe.