There are many credit card issuing banks. Different banks differ in many aspects, and the situations of different applicants are also different. You can choose according to your own situation.

Which bank credit card has a high limit, low interest rate and no annual fee?

1 Industrial Bank Credit Card: 18 to 60 years old (online self-service application requires 21 to 55 years old). Have a stable job and income; have good credit, and it is best not to be overdue.

2 Guangfa Bank Credit Card: The main cardholder is 18~65 years old, and the supplementary cardholder is 16~65 years old; there is a Guangfa branch in the place of work/residence; the annual pre-tax income reaches the local average level; the education level is in high school or above The following applicants need to have worked in this unit for at least 1 year.

3 CITIC Bank Credit Card: The main card applicant is between 18 and 65 years old, the supplementary card applicant is between 16 and 75 years old, and is a natural person with full capacity for civil conduct.

4 China Merchants Bank Credit Card: Credit card applicants should be over 18 years old (inclusive), and foreigners must be over 25 years old (inclusive). When applying, a credit card application form must be provided, and a valid resident certificate must be attached. ID card and employment certificate. It is recommended to add some proof of financial resources to help with credit card issuance and increase the limit. If you are over 14 years old (inclusive), it is recommended to apply for an additional card.

5 Ping An Bank Credit Card: Which credit card can be applied for if the principal cardholder has a large annual debt and is between 20 and 65 years old (inclusive), and the supplementary cardholder is between 14 and 65 years old (inclusive). The following information is required for new household application: credit card application form; valid resident ID card; and employment certification documents. Whether the application is successful in the end is subject to background review.

6 Bank of Communications Credit Card: Applicants for the main card must be between 18 and 60 years old (if applying for the card through branch channels, please consult the local counter staff for details) and have full capacity for civil conduct; applicants for the supplementary card must be between 18 and 60 years old. If you are 11 years old or above, there is no upper age limit. The details will be subject to the policies and review at the time of application.

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. New accounts will receive a 2-year Jingdong PLUS annual card. Apply for this card. Minsheng Bank Credit Card. Easy to apply for the card. High credit limit. No annual fee. Apply for this card. Shanghai Pudong Development Bank Credit Card will receive a PLUS membership annual card for the first time. Apply for this card. New accounts with China Merchants Bank Credit Card will spend any amount. , get 2 years of Jingdong Plus membership; apply for this card with a credit limit of up to 50,000 yuan, and get a one-year Jingdong PLUS Jingdian Annual Card for new accounts with a credit limit of up to 50,000 yuan. Apply for this card, Bohai Bank Credit Card. This card does not have an interest-free repayment period, and interest is calculated on a daily basis. , the daily interest rate is 0.05%. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card. Guangfa American Express Life+ Card· Up to 10% cashback for online shopping, universal application for this card from 1 mainstream e-commerce merchants

Credit cards have different levels. The ordinary card has the lowest level, and the application difficulty is relatively low. For those who have average qualifications and are applying for a credit card for the first time. It's a good choice.