1. The balance, structure, currency, repayment period, method, date and repayment amount of each installment shall be stated.
2. Secondly, it should be stated whether annual fees, interest and other fees are charged during the repayment period, and the cardholder promises not to apply for any bank's credit card before all the relevant funds in the personalized installment repayment agreement are settled.
3. Finally, specify the rights and obligations of both parties, liabilities for breach of contract and other matters related to repayment.