When applying for a credit card for the first time, there are two factors that affect the limit: the level of the card and the conditions of the cardholder.

Card level: Generally, the general price of a general card is not more than 1 10,000 yuan, that of a gold card is not more than1-50,000 yuan, and that of a platinum card is generally 50,000 yuan.

2. Second card application

For cardholders who apply for a credit card again, the bank will give credit according to the applicant's income, credit cards used in other banks, credit card use records and so on. If the cardholder has no record of overdue repayment and has certain repayment ability, the bank will provide the cardholder with sufficient credit line.

3. Daily withdrawal

In the normal use of credit cards, if it is necessary to withdraw cash, the bank's approval is generally based on the cardholder's card use record: whether the number of swipes is enough, whether the daily limit is high enough, whether the repayment can be made on time, and so on.

If the cardholder has a good record of using the card, the bank will generally accept the application and approve it. There are also some banks that do not allow applicants to apply on their own initiative, and only banks can make judgments.