You can withdraw cash with China Merchants Bank credit card.

China Merchants Bank has a cash withdrawal function. Cardholders can directly use China Merchants Bank credit cards to go to ATMs to withdraw money. However, there is a handling fee for withdrawing cash with China Merchants Bank credit cards. If you are not in a hurry to use cash, It is not recommended to use a credit card to withdraw cash. China Merchants Bank's cash withdrawal fee charging standards are as follows:

1. The domestic RMB cash advance fee is 1% of the amount of each cash withdrawal, and the minimum fee is RMB 10 per transaction.

2. The overseas cash advance fee is 3% of the amount of each cash withdrawal, and the lowest fee is generally 30 yuan or 3 US dollars.