How to settle the installment in advance with Industrial Bank Credit Card? To settle the installment, you need to repay the credit card, but you must not forget this step, that is, you must call the Industrial Bank credit card service hotline to apply to the bank, and then start the repayment after the bank approves it, otherwise it will not be counted as early settlement. . Otherwise, you will repay directly without applying. The money deposited will only be used to offset the current debt, and the rest will be regarded as overpayment. You will still be billed for repayment every month.
What are the implications of early settlement of installments on Industrial Bank credit cards? After many cardholders apply for Industrial Credit Card Installment, their motivation for early repayment is to save some handling fees. They think that if they settle the payment in advance, they will not have to pay subsequent handling fees. I can only say that they are too naive. Many banks have an unkind rule that allows early repayment in installments, but the remaining handling fee must be paid back in full, otherwise only the remaining principal will be paid, which is also considered overdue, although many people do not The installment amount is not used for that long. The above is the introduction to the relevant content of "Industrial Bank Credit Card Early Settlement Installment". In short, it is not feasible for Industrial Credit Card to save the remaining handling fees by settling the installment in advance, and the application for early settlement cannot be revoked. The remaining unpaid principal + debt will be included in the minimum balance of the first installment. The repayment amount is very stressful.