First, China Merchants Bank's credit card is overdue for 6 days, and the bank will freeze the credit card. This means that you will no longer be able to use this credit card for transactions, including consumption and cash withdrawal.
Details are as follows:
1. Reason for overdue freezing: The bank will set an overdue period, and if there is no repayment after the overdue period, the credit card will be frozen. The specific overdue period may be different due to personal credit status and bank policies.
2. Impact after freezing: Once the credit card is frozen, you will not be able to use the card for any transaction normally. This means that you can't pay by credit card in the store or withdraw cash from the ATM.
3. Thawing method: In order to unfreeze the credit card, it is necessary to pay off the arrears in time and contact the bank for confirmation. Under normal circumstances, the bank will ask you to pay overdue interest or penalty interest, and it will take some time to deal with the thawing.
To sum up, the overdue credit card of China Merchants Bank for 6 days will cause the credit card to be frozen, and you will not be able to use the card for any transaction. If this happens, I suggest you contact the bank as soon as possible to understand the specific thawing process and take the initiative to pay off the arrears, so as not to affect your credit history and credit rating.
Extended data:
Late repayment of credit cards may have a negative impact on personal credit. The longer the overdue period, the lower the credit rating, the lower the credit limit and even the cancellation of the credit card. Therefore, I suggest you develop good financial habits, repay on time and maintain a good credit record.
I hope the above answers are helpful to you! If you have any other questions, please feel free to ask me.