There are two ways to do this:

1. Direct repayment from the ATM: let your friend conduct card-less transactions directly at the ATM, let them enter their card number, and directly transfer the money to the ATM. Once the money is transferred to your card, you can achieve the purpose of repayment. If so, you can directly deposit money to repay.

2. Alipay repayment: Log in to your Alipay account, fill in the relevant credit card information, and add the card successfully. You can directly select the set credit card for repayment next time, which is convenient and fast.