Current location - Trademark Inquiry Complete Network - Overdue credit card - Hello, can I apply for an ICBC credit card if I don’t have a fixed job?
Hello, can I apply for an ICBC credit card if I don’t have a fixed job?

Although your situation is a bit difficult, you can still apply for a credit card, but you must meet the age requirements for applying for a credit card. If you do not have a fixed job, you need a stable income and can provide relevant proof. If you choose a small commercial bank, you should still be able to apply successfully.

If you have fixed assets, such as a house or a car, you can go to the bank with a copy of your real estate certificate, driving license and your own ID card to apply for a credit card. Generally, in this case, it is better to apply for a credit card. It's not difficult, and the pass rate is relatively high.

If you have no fixed assets, but have a certain amount of savings in the bank, you can take your passbook and ID card to the bank branch to communicate with the lobby manager and obtain an application form. In this case, it is more suitable to apply for our bank's credit card, which is easier to get approved.

If you have neither fixed assets nor certain deposits, but you have a stable source of income, it is the same. You need to have materials that can prove your income, which can be a bill issued by the bank. Apply to the bank for this. If the bank believes that your source of income is relatively stable, the success rate of your application is still very high.

As for you who have no fixed assets in your name, no certain deposits, and no stable bank income, it is not recommended that you apply for a credit card, because you still have to pay back the overdraft on the credit card, and it will affect your own health. If you have a bad credit record, it will be troublesome to get a loan.