2. Only saving 50,000 yuan is not helpful for handling credit cards;

3. Look at the conditions for handling credit cards:

1), at least 18 years old; 2) Hold valid identity documents; 3) No bad credit record; 4) Have a fixed work certificate; 5). Proof of income stamped with the financial seal of the unit; 6), other financial proof, such as deposits, real estate, cars, stocks, bonds, etc. ; 7), social endowment insurance certificate; 8) Provide two contacts.

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing. It is best to apply for a credit card at a bank outlet, and there will be a phone call after approval.