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Does CITIC Bank's credit card not activate the annual fee collection?
If the credit card of CITIC Bank is not activated, there is no annual fee, and the annual fee will only be charged when the credit card is activated.

However, it should be noted that it is not excluded that some special cards will be charged an annual fee if they are not activated. I suggest you call the customer service telephone number of CITIC Bank at 95558 for consultation.