Usually, banks will proactively mail new cards to customers before their credit cards expire. However, cardholders need to note that if their mailing address changes, they should call the credit card customer service center in advance to change their mailing address to avoid not receiving the new card. \x0d\\x0d\ In addition, if you do not receive the new card as scheduled, you must contact the bank in time to inquire about relevant information and ask the bank to re-issue the card. After receiving the new card, the cardholder should call the customer service number to activate the card. As the new card becomes effective, the original card will become invalid. \x0d\\x0d\ If you don’t want to continue using this card, don’t think that the credit card has expired and ignore it. Even a credit card that has never been used within the validity period may still be in arrears due to the annual fee. Therefore, in order to avoid being "suffered" from having a bad credit record, cardholders should carefully handle credit cards that are no longer used. \x0d\\x0d\ If you want to cancel the card, the cardholder can directly call the relevant bank’s credit card customer service number or bring the relevant materials to the bank branch for processing.