It has the following disadvantages:

1. The consumption threshold is high. Some CCB linefriends cards have higher consumption thresholds. Users need to reach a certain amount of consumption within a certain period of time before they can enjoy relevant discounts and benefits. If the user cannot reach the threshold, they will not be able to enjoy the corresponding rights and interests.

2. Limited availability. The benefits and benefits of the card may be limited to specific merchants. If the merchants where users frequently consume are not covered, they will not be able to get many benefits.

3. High annual fee. The annual fee of some CCB LineFriends cards will be higher than that of ordinary credit cards. If the user does not earn enough income from the consumption of this card, he may lose more money.