It means you apply for a card on your behalf

To apply for a card by card, you can use your own credit card that you are using to apply for a credit card from another bank. This method does not require you to submit various documents. The cumbersome certification only requires a credit card. Although the threshold for applying for a card is low, there are also several requirements for cardholders: 1. Already have a credit card from another bank: First of all, we need to have a credit card from another bank. This credit card is the one we apply for a new card. The stepping stone of the card, with this card everyone can apply as needed. 2. The credit limit you hold is greater than 5,000: The average credit limit of the credit cards you hold should not be less than 5,000 yuan. Why is this? Generally, there are several main reasons why your credit limit is small: poor personal credit, The repayment ability is limited and the application information is incomplete. Banks will only give you a small credit limit if they think you are a greater risk. In order to avoid risks, other banks are certainly unwilling to approve credit cards for you. 3. Good personal credit record: For cardholders who apply for a card, generally you need to use the original credit card for more than 6 months to meet the conditions for applying for a card. And during your period of use, your account will have no bad records such as expected or malicious overdrafts. Extended information Application: 1. In most cases, citizens who have full capacity for civil conduct (citizens over 18 years old in mainland China) and have certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants. 2. Applicants for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. 3. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee. 4. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form. 5. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.